Financing

Hearth Financing offers homeowners flexible and accessible financing options for plumbing services and other home improvement projects. By connecting you with a network of lending partners, Hearth enables you to fund necessary repairs or upgrades without the immediate financial burden.

Key Features:

• Loan Amounts and Terms: Borrow between $1,000 and $250,000 with repayment periods ranging from 3 to 12 years, allowing you to choose a plan that fits your budget.
• No Home Equity Required: Unlike traditional financing methods, Hearth's personal loans do not require you to use your home as collateral, making them accessible even if you have limited home equity.
• Competitive Interest Rates: Interest rates start as low as 7.99%, depending on factors like credit score and loan amount, often lower than credit card rates.
• Fast Funding: Once approved, funds can be deposited into your bank account as soon as the next business day, enabling prompt initiation of your plumbing project.

How It Works:

1. Pre-Qualification: Complete a short, secure online form to receive personalized rates from multiple lending partners without affecting your credit score.
2. Compare Options: Review and compare loan offers to select the one that best suits your financial needs and project requirements.
3. Apply and Receive Funds: Proceed with your chosen lender to finalize the loan application. Upon approval, receive the funds directly in your bank account, ready to be used for your plumbing services.

Benefits:

• Fixed Monthly Payments: Predictable payments help you manage your budget effectively throughout the loan term.
• No Prepayment Penalties: You can pay off your loan early without incurring additional fees, allowing you to save on interest costs.
• Inclusive Credit Consideration: Hearth works with various lending partners to accommodate a wide range of credit profiles, increasing the likelihood of finding a suitable financing option.